More than three-quarters of small businesses that fail do so because of cash flow problems, experts say. (4:43)
Small Business
November 21, 2019

Episode 1: Access to capital

For many of the more than 30 million U.S. small businesses, access to capital is a major concern. Whether it comes from banks, investors, personal credit, or another avenue, there is no one right solution for accessing capital or credit. Top experts discuss the pros and cons of each, as well as other factors entrepreneurs should consider.

In this special five-part series on small business challenges and insights, Wells Fargo brings together a panel of experts to discuss the common obstacles most small business owners encounter.

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Episode 2: The burden of growth

It’s easy for startups to grow themselves out of business, experts caution. Small business owners would be wise to develop their growth strategy at the onset, and brace for changes along the way. Top experts discuss the pitfalls of growth for small businesses.

Episode 3: The importance of relationships

It’s not enough for entrepreneurs to have a strong business plan, targeted advertising, and an identified need. Cultivating strategic relationships can be essential for survival. Top experts discuss the importance of connecting with local chambers of commerce, interest groups, and fellow small business owners.

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Episode 4: The struggle for sustainability

Small businesses employ almost half of the U.S. workforce, and their sustainability is a critical factor in the U.S. economy. Top experts discuss the rigid business plans, aggressive growth goals, struggle for capital, and other obstacles that often threaten small businesses’ survival.

Episode 5: The role of technology

Is technology a small business friend or foe? Small businesses are experiencing rapid growth, thanks to technology, but they are also at greater risk for a rapid decline in business, thanks to hacking. Top experts discuss serving tech-savvy customers while maintaining cybersecurity.

Four headshots against a purple background. Clockwise from top left: Sean Mabey, Ron Busby, Bob Marshall, and Lindsey Braciale.